Prajjwal Chittori

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Senior backend engineer at the crypto × payments intersection — based in George Town, Cayman Islands.

What I Think About the Top 50 Fintech Companies of All Time Vision over financials — 50 companies, what each got right and wrong, and the founders behind them. →
2026 – now

EtherFi — Senior Backend Engineer, Cash

Crypto / liquid restaking reconciled with Visa card settlement — real-time authorization, capture & reconciliation, Borrow Mode, and an event-driven cashback pipeline on Kafka. Go · Solidity · EigenLayer · Kafka.

Engineering
2022 – 2026

Visa — Senior Software Engineer

Cross-border payments: Visa Direct A2A, 100+ SWIFT message types, Treasury-as-a-Service across 15 currencies. Led an 8-engineer team on a real-time platform at 2,000+ TPS, 99.98% uptime. Java · Spring · Hazelcast · K8s.

Engineering
2021 – 2022

Stader Labs — Founding Engineer

Rust / CosmWasm smart contracts powering liquidity pools past $500M+ in total value locked across multiple chains; validator analytics over 1M+ nodes. Rust · CosmWasm · TypeScript.

Engineering
2025

KuruX Enterprises — NAMELESS / WipeZilla

A sustainable-cleaning consumer brand, built solo end to end (manufacturing, compliance, listings). ₹2L revenue in month one; now run by family. wipezilla.in.

Building
2024

Bizpedia

A free, open-source wiki for the world of business. bizpedia.org.

Building
2024 – 25

Veri5

Real-time identity & account-verification API for EU cross-border payments — distributed caching at 1,000+ req/sec, full observability. Spring · Redis · Hazelcast.

Building
2023

KuruX — trading simulator

A private-equity trading simulator with a hand-built order book, featured by Y Combinator Startup School.

Building
active

@prajjwalsinghchittori — philosophy, short-form

An English quote, explained in Hindi. 22K+ followers and millions of views across Instagram & YouTube. Instagram · YouTube.

Creating

Competitive programming

Codeforces Expert; ~8,000 problems solved across Codeforces, CodeChef, LeetCode, UVa and more. codeforces/pjdurden.

Competitive

Chess

FIDE-registered player, 1600+ rating.

Competitive

Writing

Taking a Liquid-Staking Protocol Past $500M+ TVL — founding-engineer lessons ₹2 Lakh in Month One — building a physical brand solo From Codeforces Expert to ~8,000 Problems — a practice system How I Built a 22K Audience With One Format — consistency over creativity All writing →

Fintech

What I Think About the Top 50 Fintech Companies of All Time — vision, not financials · 50 companies